Annuity Pros - Blog , Social SecurityAnnuity Pros - Blog , Social Securityhttps://www.annuityprosgroup.com/blogs/social-securityWed, 03 Jun 2026 06:20:04 -0700http://zoho.com/sites/<![CDATA[How to Guarantee Income for Life with Social Security and an Annuity]]>https://www.annuityprosgroup.com/blogs/post/how-to-guarantee-income-for-life-with-social-security-and-an-annuityGuaranteeing income for life with Social Security and an Annuity can help you supplement or replace your earnings from your employer when you retire or work less. Here is a simple way to do it, but it takes a tiny bit of planning now.]]>

How to Guarantee Income for Life with Social Security and an Annuity

 Guaranteeing income for life with Social Security and an Annuity can help you supplement or replace your earnings from your employer when you retire or work less. Here is a simple way to do it, but it takes a tiny bit of planning now. The sooner you start the sooner you start accumulating the guarantees for an income benefit value. 

Step 1: Rollover $250K at age 60 from your 401K, 403B, 457, IRA or any other retirement plan to the Nationwide Peak Annuity with a 25% bonus + 8% per annum for an income benefit value.

Step 2: Elect guaranteed income for life at age 67 from your Nationwide Annuity of $30,468 per annum ($2,539 per month) on $487K. 

Step 3: Elect Social Security income at age 67 and receive the combined guaranteed income for life (you can see how much income you will receive on your most recent Social Security statement)

*Implementing this guaranteed strategy maintains flexibility to commence income earlier OR later if your objectives change.



Here are several key annuity facts that alleviate the lack of liquidity hurdle with which many clients struggle.

Annuities Provide

  • Protection from creditors
  • Assets Avoid Probate
  • Tax-Deferred Growth
  • 100% Principal Protection
  • Growth Guarantees
  • Income for Life Guarantees
  • Joint Income for Life Options
  • Beneficiary Income for Life Options
  • Zero Underwriting 
  • No limit on contributions
  • Any account type 
  • Tax-Free Transfers between Annuities (called a 1035 exchange)
  • Tax-Free Transfers from Life Insurance Cash Value to an Annuity (called a 1035 exchange)
  • Hedge risk against stock market declines, out-living savings, interest rate fluctuations, inflation risk, mental acuity risk, income risk, inheritance conflicts, fraud risks, administrative risks and more!

 

New annuity products have low fees, transparency and diversified index investment options. Don't live on the myths of old annuity products! 


If you’re considering an annuity, it’s crucial to work with Annuity Pros to evaluate your goals, time horizon, and the specifics of each product type. The right annuity, used the right way, can make all the difference in your financial future.

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