Annuity Pros - Blog #Non-Qualified AssignmentsAnnuity Pros - Blog #Non-Qualified Assignmentshttps://www.annuityprosgroup.com/blogs/tag/non-qualified-assignmentsTue, 05 May 2026 16:09:37 -0700http://zoho.com/sites/<![CDATA[Eight Types of Structured Annuity Settlements ]]>https://www.annuityprosgroup.com/blogs/post/eight-types-of-structured-annuity-settlementsA structured annuity settlement is a financial arrangement where a claimant receives compensation from a legal settlement or insurance payout, business sale or real estate sale in the form of periodic payments over time,]]>

Eight Types of Structured Annuity Settlements

A structured annuity settlement is a financial arrangement where a claimant receives compensation from a legal settlement or insurance payout, business sale or real estate sale in the form of periodic payments over time, rather than a single lump sum. There are vast tax advantages to mitigate both ordinary income tax and capital gains taxes by using such Structured Settlement Annuity Products. 


These payments are typically funded through an annuity, a financial product purchased from an insurance company, which provides a stream of income at regular intervals (e.g., monthly, quarterly, or annually) for a specified period or the claimant’s lifetime. 



Types of Structured Settlements for Attorneys, Plaintiffs, Business Sales and Real Estate Sales to Mitigate Ordinary Income Taxes and Capital Gains Taxes



Attorney Contingency Fees (structured with tax-deferral)

Structuring your Attorney Fees offers you the opportunity to receive steady, guaranteed income with tax deferral (even if the plaintiff chooses to take a lump sum settlement):

Benefits

  •  Custom payment streams 
  • Tax-deferral
  • Hassle-free payments to either the attorney or the law firm


Qualified Assignments

Turn a claimant's settlement into a stream of guaranteed periodic payments for personal, physical injury, physical illness or workers' compensation claims and disputes.

Benefits

  • Tax-free income
  • Customized payment streams
  • Guaranteed Payments for Life
  • Payments to the beneficiary 


Non-Qualified Assignments

A tax-advantaged solution providing guaranteed periodic payments for cases that fall outside of personal physical injury claims and litigation. 

Benefits

  • Guaranteed Payments for Life
  • Manage taxable income and periodic payments
  • Leverage lower tax brackets by spreading tax liability
  • Financial planning opportunity as a source of reliable income


Periodic Payment Agreements

Intended for claims that are not eligible for a qualified assignment, pursuant to IRC Section 130 which include:

  • Pre-1997 workers' compensation
  • Workers' compensation cases where the carrier must remain contingently liable
  • Individual disability
  • Wrongful incarceration claims that do not involve physical injury


Structured Installment Sale 

The Structured Installment Sale is an annuity that allows you to defer potentially large capital gains tax and receive guaranteed installment payments over time. 

Advantages

  • Deferral of capital gain taxation
  • Conversion of asset into guaranteed income stream, immune to market volatility and performance
  • Payments guaranteed by financially sound and trusted companies


Buy and Hold 

For use with personal physical injury, physical illness or workers' compensation claims where the defendant insurer or employer purchases and owns the annuity.

Advantages

  • More flexibility on product solutions


Mass Torts 

Annuity Pros can work with you to develop innovative solutions for the most complex litigation settlements. 

Our mass torts experience includes 

  • Major industrial accidents
  • Product liability
  • Wrongful death actions


Funding Agreements 

A funding vehicle for business-to-business transactions that provides predictable fixed future payments. 

Advantages

  • Simplicity
  • Attractive returns 
  • Preservation of principal
  • Customized distributions 

If you’re considering an annuity, it’s crucial to work with Annuity Pros to evaluate your goals, time horizon, and the specifics of each product type. The right annuity, used the right way, can make all the difference in your financial future.

Individuals and businesses who would like to connect with Annuity Pros can get in touch instantly via our enquiry form. 


Annuity Pros Clientele 

Our clientele consists of Family Offices, RIAs (Registered Investment Advisors), Broker Dealers, Advisors, Attorneys, CPAs and Accounting Firms, Claims Adjusters, Plaintiffs, Tax Preparers, Trust Companies, Consulting Firms, Banks, Insurance Brokers, Financial Advisors, Financial Consultants, Wealth Management firms, Mortgage Brokers, Human Resources Departments, Real Estate Agents, other business professionals and private individuals.


Annuity Products

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Attorney Contingency Fee Deferrals | Structured Settlements | Structured Installment Sales | Qualified Assignments | Non-Qualified Assignments | Periodic Payment Agreements | Buy and Hold | Mass Torts | Funding Agreements


Life Insurance Products 

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