Blog

A fixed annuity and a mutual fund are not interchangeable — they're designed for different jobs. Here's a clear comparison of what each does, what each costs, and which belongs where in a retirement plan..

Guaranteeing income for life with Social Security and an Annuity can help you supplement or replace your earnings from your employer when you retire or work less. Here is a simple way to do it, but it takes a tiny bit of planning now.

Annuities may lack 100% liquidity, however in exchange clients receive a host of benefits from guaranteed annuity products.

These are not competitors — they solve different problems. Here's what each does well, where each falls short, and how they work together in a complete retirement income plan..

Exchanging a life insurance policy’s cash value for an annuity through a tax-free 1035 exchange can be a smart financial move so you don't lose the cash value at death!

When envisioning retirement, many people focus on reaching a particular savings milestone. A popular figure often mentioned is $1.5 million..

Here are nine risks you can hedge using annuities today.

In today’s rapidly changing financial landscape, clients expect holistic guidance from their trusted advisors—advice that addresses not only wealth accumulation but also income protection, tax efficiency, and long-term stability..

While annuities are a powerful financial tool, they are often misunderstood. Many people rely on outdated information or misconceptions when evaluating whether an annuity fits their portfolio.

The Advanced Consulting Group at the Nationwide Retirement Institute recently published this rather informative article on 10 Essential Tax Saving Tips for 2026

Annuity Facts | Safety, Tax-Deferral, Income and Growth Guarantees.. and more

Diversification is one of the most widely accepted principles in personal finance. By spreading assets across different investment types, individuals can reduce risk, improve stability, and better prepare for uncertain market conditions.

Rising living costs, longer lifespans, and unpredictable markets make retirement income planning more challenging than ever. One strategy designed to help retirees generate more income as they age—while reducing risk—is the annuity ladder.

Once upon a time, in a magical land called “The Past,” people worked at a company for 30 years, got a gold watch, and then strolled off into the sunset with a guaranteed pension check for life.. but not any more.. you need to build your own pension now..

Annuities and trusts can be combined in some very strategic ways, but the “best” setup depends on your goals (e.g., tax deferral, probate avoidance, legacy planning, or asset protection). Here’s a structured overview..

A structured annuity settlement is a financial arrangement where a claimant receives compensation from a legal settlement or insurance payout, business sale or real estate sale in the form of periodic payments over time,

A Structured Installment Sale helps you defer on capital gains tax when selling a business, real estate or other major asset. You can put up to $5M in EACH structured installment sale product, with multiple products available, helping you defer substantial capital gains taxes..

Is now the right time to convert my traditional IRA or 401K retirement account to a ROTH IRA?

Annuities come in two varieties – Fixed and variable. A fixed annuity is somewhat like a CD, in that the insurance company issuing the annuity agrees to pay a fixed rate to the investor, while the investment, along with associated profit or loss, is also the company’s responsibility and right.

People are putting money into annuities today for several key reasons—especially in today’s economic and market environment. Here’s a breakdown of the main motivations.