Blog categorized as Annuity Products

We should all have a plan to make sure we're financially prepared for a long, healthy, happy retirement. But we often give little thought to retirement planning...

As you plan for retirement, you likely come across many options for building your portfolio and creating the savings you need for the future. Among these retirement income solutions, you may have seen annuities. If you don’t fully understand these products, don’t worry, you’re not alone.

Rethinking risk tolerance Many of us have some level of investment in the market — with many working-age adults choosing 401(k)s and IRAs to help save for the future. But when we experience market volatility, it may lead you to rethink how much risk you’re willing to take with your nest egg

What is an annuity? Annuities provide insurance against the risk of outliving your money after you stop working. You get the potential to grow your savings and create guaranteed income for life so you can retire your way.

Annuities are financial products that guarantee a steady stream of retirement income. They offer tax-deferred growth potential while you’re saving for retirement, and dependable income after you retire..

Credit Rating Agencies and Credit Rating Tables used across the USA with insurance companies and financial institutions.

It might seem like estate plans are just for people with actual “estates,” but most people should have one. That’s because, in financial and legal terms, an estate simply consists of your possessions.

Unless you’re an actuary, you probably have only a vague idea of how much money you should have saved for future expenses and retirement, and whether or not you are on the right track.

Customizing the annuity contract to meet your individual needs Riders are optional enhancements that are available on your annuity contract at an additional cost.

An immediate annuity can provide you with predictable income during retirement that you can use for essential living expenses.

Fixed annuities give you growth paired with control. Fixed annuities protect your money from market ups and downs with guaranteed rates

A fixed indexed annuity offers growth potential based on the performance of an index or indices.

A registered index-linked annuity is designed to help limit exposure to downside risk while offering growth potential based on the performance of an index or indexes.

Deferred variable annuities allow clients and advisors to determine how assets are invested by choosing from a selection of investments called sub-accounts.