Annuity Facts Cheat Sheet
Annuities may lack 100% liquidity, however in exchange clients receive a host of benefits from guaranteed annuity products.
You should never put all of your assets in annuities, however allocating up to 50% of your investments to annuities provides a simple low risk hedge against the unexpected.
Lack of liquidity? Yes. Pros of hedging risks? Far greater. Read more below.
Here are several key annuity facts that alleviate the lack of liquidity hurdle with which many clients struggle.
Annuities Provide
- Protection from creditors
- Assets Avoid Probate
- Tax-Deferred Growth
- 100% Principal Protection
- Growth Guarantees
- Income for Life Guarantees
- Joint Income for Life Options
- Beneficiary Income for Life Options
- Zero Underwriting
- No limit on contributions
- Any account type
- Tax-Free Transfers between Annuities (called a 1035 exchange)
- Tax-Free Transfers from Life Insurance Cash Value to an Annuity (called a 1035 exchange)
- Hedge risk against stock market declines, out-living savings, interest rate fluctuations, inflation risk, mental acuity risk, income risk, inheritance conflicts, fraud risks, administrative risks and more!
New annuity products have low fees, transparency and diversified index investment options. Don't live on the myths of old annuity products!
If you’re considering an annuity, it’s crucial to work with Annuity Pros to evaluate your goals, time horizon, and the specifics of each product type. The right annuity, used the right way, can make all the difference in your financial future.
Individuals and businesses who would like to connect with Annuity Pros can get in touch instantly via our enquiry form.
Annuity Pros Clientele
Our clientele consists of Family Offices, RIAs (Registered Investment Advisors), Broker Dealers, Advisors, Attorneys, CPAs and Accounting Firms, Claims Adjusters, Plaintiffs, Tax Preparers, Trust Companies, Consulting Firms, Banks, Insurance Brokers, Financial Advisors, Financial Consultants, Wealth Management firms, Mortgage Brokers, Human Resources Departments, Real Estate Agents, other business professionals and private individuals.
Annuity Products
Immediate Annuities | Deferred Annuities | Fixed Annuities | Fixed Index Annuities | Individual Annuities | Retirement Annuities | Joint Annuities | Annuity Strategies | Income Products | Protection Strategies | Retirement Plans | Retirement Income Products | Wills & Estate Planning Strategies | Single Premium Deferred Annuities (SPDAs) | Multi-Year Guaranteed Annuities (MYGAs) | Registered Index Linked Annuities (RILAs) | Accumulation Annuities | Principal Protection Annuities | Guaranteed Income Annuities | Guaranteed Annuity Income Rates | Growth Annuities | Accumulation Annuities
Structured Settlement Annuity Products
Attorney Contingency Fee Deferrals | Structured Settlements | Structured Installment Sales | Qualified Assignments | Non-Qualified Assignments | Periodic Payment Agreements | Buy and Hold | Mass Torts | Funding Agreements
Life Insurance Products
Term Life Insurance | Term 10 Life Insurance | Term 15 Life Insurance | Term 20 Life Insurance | Term 25 Life Insurance | Term 30 Life Insurance | Permanent Life Insurance | Whole Life Insurance | Universal Life Insurance (UL) | Index Universal Life Insurance (IUL) | Variable Life Insurance (VL) | Variable Universal Life Insurance (VUL) | Single Premium Life Insurance | Monthly Life Insurance Premiums | Quarterly Life Insurance Premiums | Semi-Annual Life Insurance Premiums | Annual Life Insurance Premiums | Individual Life Insurance | Joint Life Insurance | Mortgage Pay-Off Protection With Life Insurance | Family Protection Life Insurance | Wills and Estate Planning Life Insurance
