What is a deferred variable annuity?
Deferred variable annuities allow clients and advisors to determine how assets are invested by choosing from a selection of investments called sub-accounts. These investments can include stocks, bonds, money markets, etc. As the value of these investments fluctuate based on the ups and down of the market, so will the contract value.
In contrast to a fixed annuity, which provides a guaranteed interest rate, variable annuities have greater growth potential but can also lose money. The wide range of investment options with different risk and growth potential can provide additional flexibility in structuring an investment plan for retirement savings.
Retirement Income
Different options for how you want to receive income. Either get payments you will not outlive or take your money as you need it.
May Help Grow Retirement Savings
No yearly tax bill on growth within the more than 90 investment choices made up of equities, bonds and fixed accounts.
Planning For Loved Ones
Death benefits that help provide for the future financial needs of a spouse, loved ones or charities.
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