Blog tagged as Annuity Pros

These are not competitors — they solve different problems. Here's what each does well, where each falls short, and how they work together in a complete retirement income plan..

When envisioning retirement, many people focus on reaching a particular savings milestone. A popular figure often mentioned is $1.5 million..

Here are nine risks you can hedge using annuities today.

In today’s rapidly changing financial landscape, clients expect holistic guidance from their trusted advisors—advice that addresses not only wealth accumulation but also income protection, tax efficiency, and long-term stability..

The Advanced Consulting Group at the Nationwide Retirement Institute recently published this rather informative article on 10 Essential Tax Saving Tips for 2026

Annuity Facts | Safety, Tax-Deferral, Income and Growth Guarantees.. and more

Diversification is one of the most widely accepted principles in personal finance. By spreading assets across different investment types, individuals can reduce risk, improve stability, and better prepare for uncertain market conditions.

Rising living costs, longer lifespans, and unpredictable markets make retirement income planning more challenging than ever. One strategy designed to help retirees generate more income as they age—while reducing risk—is the annuity ladder.

Annuities and trusts can be combined in some very strategic ways, but the “best” setup depends on your goals (e.g., tax deferral, probate avoidance, legacy planning, or asset protection). Here’s a structured overview..

Annuities come in two varieties – Fixed and variable. A fixed annuity is somewhat like a CD, in that the insurance company issuing the annuity agrees to pay a fixed rate to the investor, while the investment, along with associated profit or loss, is also the company’s responsibility and right.

People are putting money into annuities today for several key reasons—especially in today’s economic and market environment. Here’s a breakdown of the main motivations.

Annuities can help during retirement by providing a steady stream of income, which can supplement other retirement funds like Social Security or a 401(k).

When it comes to financial planning, especially for retirement, investors often seek products that combine safety, growth, and income. While every financial product has its pros and cons, annuities stand out as one of the most compelling options.

You know the sources of your income today, but do you know what retirement income sources you’ll need to allow you to live comfortably later?

You’re probably already saving for the next big chapter in your life—contributing to retirement accounts, building up your nest egg, and maybe even cutting down on your current spending.

Many parents hope to leave a parting gift for their children after they’ve gone. But how can you be sure they will use their inheritance the way you intended?

If you worry that your retirement savings won’t last as long as it needs to, you’re not alone. Forty-nine percent of pre-retirees are concerned about outliving their money..

Having a smart estate plan is essential for everyone—regardless of assets, age, or income. Here's what you need to know to build yours.

It’s hard to prevent money matters from feeling personal — after all you’ve worked hard to save for retirement. But removing emotions from financial decisions can help set you up for future success.

We should all have a plan to make sure we're financially prepared for a long, healthy, happy retirement. But we often give little thought to retirement planning...